RegTech: Navigating Crypto Regulations and Compliance

When working with RegTech, the technology suite that helps crypto businesses meet ever‑changing legal demands. Also known as Regulatory Technology, it speeds up reporting, automates monitoring, and reduces the risk of fines. In 2024‑25 the biggest pain points are sanctions lists, anti‑money‑laundering checks, and the maze of exchange licensing rules.

Key Compliance Pillars

The first pillar is OFAC sanctions, U.S. restrictions that block certain wallets and jurisdictions from accessing crypto services. RegTech tools scan every transaction against the OFAC database, so firms can instantly flag prohibited addresses. The second pillar is AML compliance, processes that detect and prevent money‑laundering through analytics and identity verification. Modern AML engines use machine learning to spot patterns that traditional checks miss. The third pillar is crypto exchange licensing, the set of authorizations required by regulators like BaFin, FCA, or the Monetary Authority of Singapore. Licensing demands continuous audit trails, which RegTech platforms generate automatically.

These pillars don’t live in isolation. RegTech encompasses OFAC sanctions screening, AML monitoring, and licensing compliance, meaning a single dashboard can handle all three. The technology also requires clear policies, so firms must train staff on how alerts are triaged. In practice, a compliant exchange runs a three‑step loop: check the OFAC list, run AML risk scoring, then verify that the activity aligns with the exchange’s licensed scope. If any step fails, the system either blocks the trade or raises a manual review ticket.

Below you’ll find a curated collection of articles that break down each of these areas – from deep dives on OFAC’s impact on Iranian traders to step‑by‑step guides for obtaining a German crypto exchange license. Dive in to see how RegTech is reshaping the crypto landscape and what tools you need to stay ahead of regulators.